AI Native Business tools

Biaro makes running a business effortless

Business finance software for Nigerian small businesses: manage clients, invoices, expenses, payroll, inventory, POS sales, and AI insights in one calm workspace.

Biaro product dashboard preview

What is Biaro?

Biaro is business finance software for Nigerian small businesses. It helps teams manage clients, invoices, expenses, payroll, inventory, POS sales, and AI-powered financial insights from one workspace.

Who is Biaro for?

Biaro is for small businesses and growing teams that want clearer daily money workflows without stitching together spreadsheets, invoice templates, expense logs, and separate operations tools.

How much does Biaro cost?

Biaro starts with a Free plan. Paid plans are Starter at NGN 5,000/month, Pro at NGN 15,000/month, and Enterprise at NGN 50,000/month, with monthly AI credits included.

Everything You Need

Comprehensive tools designed to help you manage every aspect of your business finances

Smart Invoicing

Create and send professional invoices in seconds. Track payment status automatically and never miss a payment again.

Expense Tracking

Categorize and manage expenses effortlessly. Get detailed insights into where your money is being spent.

Payroll Management

Automate payroll runs, track employee compensation, and ensure compliance with regulations.

AI Insights

Get intelligent recommendations based on your financial data. Make smarter decisions with AI-powered analysis.

Team Collaboration

Invite team members, assign roles, and control permissions. Work together securely in one platform.

Smart Bookkeeping

Turn invoices, payments, expenses, payroll, and POS activity into clean bookkeeping summaries without manual spreadsheets.

Pricing Plans

Plans for every stage of growth

Start free, then upgrade when you need more AI credits, automation, and operational control.

Free

For trying Biaro with basic business records.

₦0/mo

50 AI credits monthly

Clients and invoices
Expense tracking
Basic dashboard
Community support

Starter

For small teams running daily finance operations.

₦5,000/mo

500 AI credits monthly

Everything in Free
Payroll workflows
AI recommendations
More clients and invoices
Popular

Pro

For growing businesses that need automation.

₦15,000/mo

2,000 AI credits monthly

Everything in Starter
AI forecasts
Smart bookkeeping
Financial intelligence

Enterprise

For businesses that want semi-autonomous operations.

₦50,000/mo

10,000 AI credits monthly

Everything in Pro
AI operations center
Bookkeeping summaries
Priority support

Customer Reviews

What growing businesses say about Biaro

Finance teams, founders, and operators use Biaro to keep daily money workflows visible, accurate, and easier to act on.

5 out of 5 stars

Biaro helped us stop chasing spreadsheets. Invoices, expenses, and payment follow-ups now sit in one workspace, so month-end feels calmer.

AN

Adaeze N.

Operations Lead / Lagos

5 out of 5 stars

The dashboard made our cash position obvious. We can see what is overdue, what was paid, and where expenses are growing before it becomes a problem.

TA

Tunde A.

Founder / Ibadan

5 out of 5 stars

Creating invoices used to be a slow admin task. Now our team sends polished NGN invoices quickly, and the payment status is easier to trust.

ME

Miriam E.

Finance Manager / Abuja

5 out of 5 stars

We use Biaro for clients, inventory, and POS records. Having those flows connected gives us better context than the separate tools we had before.

CO

Chinedu O.

Retail Director / Port Harcourt

Biaro Questions, Answered

Direct answers for business owners comparing finance tools.

What is Biaro?

Biaro is a business finance workspace for managing clients, invoices, expenses, payroll, inventory, point of sale activity, and AI-powered financial insights.

Who should use Biaro?

Biaro is built for small businesses and growing teams that want one practical system for daily financial operations.

Can Biaro handle invoices and expenses?

Yes. Biaro supports client records, draft invoices, line items, expense tracking, dashboard metrics, and reporting workflows.

Does Biaro include POS and inventory tools?

Biaro includes point of sale and inventory workflows so sales, products, stock, and finance can stay connected.

How much does Biaro cost?

Biaro has a Free plan, Starter at NGN 5,000/month, Pro at NGN 15,000/month, Enterprise at NGN 50,000/month. Each plan includes monthly AI credits.

Can Biaro handle payroll for my team?

Yes. Biaro supports payroll management including payroll runs, employee compensation tracking, and team finance workflows.

Does Biaro offer AI-powered financial insights?

Yes. Biaro provides AI-powered financial insights including recommendations, forecasts, and analysis based on your business financial data.

Ready to transform your business finances?

Start with invoices and expenses, then grow into payroll, inventory, POS, and AI-powered financial operations.

No credit card required. Start for free today.